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After several years of a relatively soft property insurance market with flat rates, the current marketplace has begun hardening again. During a hard market, risk managers may be faced with increased insurer focus to their risk programs and possible loss of coverage. Covering all of one’s bases in terms of property risk control is essential (especially during the current pandemic crisis) to ensure proper continuity of policies and avoid the assumption of unnecessary or excessive risk that could jeopardize coverage.
There is no better time than now for directors of insurance, risk managers, and leaders in similar positions to take a good, hard look at their actual levels of exposure and implement programs to assist in risk evaluation and control.
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Bosnia and Herzegovina